Just today ( August 8 2019 ) I got this email.
The exact wording if the picture is too small for you is as follows:
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Dear Valued Client,
Greetings from BDO Unibank.
Please be advised that we need to verify your account as a part of our regular review to avoid certain interruptions of our services.
Your account will remain temporarily unavailable until it is fully verified, This is necessary to maintain the safety and integrity of your account.
You can verify your account by clicking the link below https://online.bdo.com.ph/
These communication channels are available to you 24 hours a day, 7 days a week.
Thank you for banking online with us!
The BDO Unibank
Important: Please save this message for future reference
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What caught my eye is the phrase "temporarily unavailable " which will probably catch your eye too if you depend on your ATM card like most of us do. These guys want to scare you into immediate action so bad that you may not take certain precautions. Precautions like using Google or logging into your account independent of the email you just got.
A quick Google search for that address produces the legitimate email address/ url of BDO ( Banco de Oro)
As you can see , everything legitimate BDO does online has a '.com.ph' domain not a just a ".com". Lastly as a blogger I know that just because something is highlighted , it doesn't mean what you see in the email is the exact link it will go to. For example just because you see
https://www.bradpittwasclonedfromedlopez.com it does not mean you will go to that URL. Try it.
On the actual email you see the real URL of BDO which is
https://online.bdo.com.ph but it does not go there. In fact when you run your cursor over it ( on a desktop/ laptop) you can see where your browser is really going As I show in the illustration above.
Bottom line, the more dire the consequences, the more time you should take to investigate. Google is your friend. I wish BDO had examples of this kind scam online and even shut down the urls ( for example https://www.engineersinstitute.com/BDO-Online-Banking/Redirecting.php?_=1\ ) of these people spoofing.
Ed